Terms & Conditions

Last updated: 27th September 2025

Terms & Conditions

These Terms govern your use of Fiscal Forum and its website: https://www.fiscalforum.in.

1. Eligibility

  • Users of all ages may use our services
  • Users must provide accurate information for subscriptions and login-based services

2. Use of Services

Our services include:

  • Free and paid research reports (weekly/monthly/yearly)
  • Market news (corporate, financial, global)
  • Access to third-party financial services (stock broking, insurance, mutual funds, loans, credit cards)
  • Login-based content
  • Referral (“refer & earn”) program for registered users

Free content, news, and reports are for personal use only.

3. Paid Reports

  • Access granted after successful payment
  • Reports for personal use only

4. Payments

  • Processed securely via third-party gateways
  • Fees as listed on the website

5. Refunds

Refunds available within 3 days if unsatisfied (see Refund Policy)

6. Referral Program

  • Must provide valid information
  • Rewards tracked based on successful referrals
  • Fraud or misuse may result in disqualification

7. Partnerships & Employment

Hiring B2B partners, business development partners, remisiers, and employees subject to separate agreements

8. Disclaimers

  • Content is informational only, not financial advice
  • No guarantee of accuracy or timeliness of third-party data
  • Not responsible for losses from using services or third-party services

9. Intellectual Property

All content owned by Fiscal Forum or partners. Unauthorized use prohibited.

10. Limitation of Liability

  • Not liable for indirect, incidental, or consequential damages
  • Liability limited to amount paid in last 12 months

11. Social Media

  • Users interacting on social media agree to platform rules
  • Not responsible for third-party content

12. Governing Law

Governed by laws of India, disputes resolved in courts located in Bhilwara, Rajasthan, India